A community built on trust, transparency and shared prosperity since 2019.
Testimony Staff Savings and Credit Co-operative Society Limited was founded in 2019 by a group of dedicated staff members in Eldoret who believed in the power of collective savings and mutual support.
What started as a small savings group has grown into a registered co-operative serving hundreds of members, providing affordable credit and fostering financial discipline among its membership.
Registered under the Co-operative Societies Act of Kenya, Testimony Sacco operates with full transparency, democratic governance and unwavering commitment to its members' financial wellbeing.
Year founded — Eldoret, Kenya
From a small savings circle to a thriving registered co-operative.
A committed group of staff members in Eldoret came together with a shared vision — save collectively, support each other, and build lasting financial security.
Successfully registered under the Co-operative Societies Act of Kenya. Reg. No. CS/4621/2019 — formally recognized and fully compliant.
Members received their first dividend payments — a proud moment that proved the power of collective savings and sound financial management.
Total member savings crossed the KES 5 million mark, demonstrating the trust and growing commitment of our expanding membership base.
Savings doubled to KES 10 million with a 94% loan repayment rate — establishing Testimony Sacco as a model co-operative in the Eldoret region.
Digital transformation arrives with the launch of the online member portal, enabling 24/7 access to savings balances, loan status and contribution history.
Five core values that guide every decision we make as a co-operative.
We are stronger together. Every member contributes to and benefits from the collective strength of the group.
Full financial reporting, open books and democratic governance at every level of our operations.
Embracing technology and modern practices to deliver better, more accessible financial services to our members.
We look out for each other in good times and bad — in bereavement, emergency and celebration — as a true community.
We do what we say, say what we mean, and hold ourselves to the highest ethical and professional standards.
Elected by members to serve the co-operative with dedication and accountability.
0726 237 882
Elected Member
Elected Member
Join hundreds of members already saving, growing and supporting each other.